How a Stated Income Loan Can Help Fund Your Business

Do you have real estate and were recently declined for a loan? Are you looking for the kind of financing that doesn’t require filling out stacks of paperwork? The FinCentral Capital, LLC has the loan for you. We offer stated income commercial real estate loans that are easy to apply for with flexible qualifications.

Competitive Loan-to-Value Ratios

When you have a valuable piece of property, you should be able to capitalize on. Our loan-to-value (LTV) ratios range from 65% to 75% depending on the kind of property. Here is a look at how your property can work for you.

  • Mixed use and multifamily properties with 5 or more units can earn up to 75% LTV
  • Non-owner occupied investment properties with 1 to 4 units can earn up to 70% LTV
  • Auto service, retail, office and warehouse properties can earn up to 65% LTV

Other Great Benefits

Partnering with FinCentral Capital, LLC for your stated income commercial real estate loan grants you certain benefits. These perks are meant to make the loan process simple, quick and competitive. Here is a look at what we offer.

  • Use funds for whatever your business needs
  • Loan amounts as large as $500,000
  • Fixed rates from beginning to end
  • Fully amortized loans
  • Terms up to 25 years

How a Stated Income Loan Is Different From a Traditional Loan

If you have less than stellar credit but a great property to capitalize on, a stated income commercial real estate loan can help get you the funding you need. Rather than looking at just your credit, we evaluate the value of your property and make sure it can cover certain costs, including taxes, mortgage and insurance on the loan. This kind of loan is available to many kinds of property, including:

  • Apartments
  • Real estate
  • Warehouses
  • Restaurants

To find out more, contact our office today. You can speak to a qualified loan advisor to find out how to apply or what kind of loan best suits our needs.