In the world of finance, a merchant cash advance (MCA) is a lump sum amount provided to a company as payment for some agreed-upon percentage of receipts from daily credit card sales. Of course, this arrangement would only work...
In the business world, the term factoring generally refers to accounts receivable financing, which is the process of selling your company invoices to a factoring company, in exchange for immediate cash. Cash generated through factoring is not generally used...
In the past, many promising real estate opportunities had to be missed, because funding simply was not forthcoming from traditional lenders, most of whom preferred to support well-known and established real estate professionals. That situation is now changing, and...
If you've ever had to worry about cash flow problems or unexpected expenses in your small business, the best way to handle those situations might be with an unsecured business line of credit. Unlike a normal business line of...
Technology and a push for everything high-speed has made it difficult to carve out separate spaces for work and life. When someone creates this ideal living condition, it is called having "work-life balance." This balance is important because it...
You have a great idea. You know how you're going to create your product. You've even thought up some awesome marketing strategies. Now, you just need financing. If you want to get your small business idea off the ground,...
SBA loans help entrepreneurs fund their businesses. Their rates are low, and the loans are long-term, which allow you to refinance your debt or to acquire inventory, equipment, or real estate needed for your business. In fact, it’s one...
Whether you need warehouse space to create a product or an office building to meet with clients, purchasing real estate is often a large part of the process when starting a new business. Real estate loans can be hard...
Unless you happen to have an unlimited personal bank account, chances are you'll need to apply for financing at some point if you own your own business. While there is plenty of information for startup companies, there isn't as...
As the owner of a small business, you must keep a supply of working capital to use for purchasing inventory, buying equipment, paying employees and more. Unfortunately, if your company relies on customers to pay invoices, you might find...